GETTING THE MOST FROM YOUR PENSION OPTIONS PENSION MAXIMIZATION GETTING THE MOST FROM YOUR OPTIONS Pension options can be confusing. Most people who receive a pension don’t take the time to evaluate all the options available. Many pension providers don’t even disclose all the available options. Without a thorough understanding of all options many retirees end up with lower payouts and often disinherit their family. Get a review from a trained professional to help understand all your options.